Dr. G. Francis Xavier is a trainer and author of international repute. He is a gold medalist with a doctorate in self-improvement. He has worked in prestigious capacities at several educational institutions across India. He was formerly the Financial Adviser to the Asian Confederation of Credit Unions (ACCU), Bangkok. He now conducts the popular Trainers’ Training Program, both in India and abroad. Dr. Xavier is the author of more than 15 books on diverse subjects. His inspirational stories have been translated into eight Indian languages.